The equity in your home can help you make your next big purchase, fund improvements, and more.
Key Features
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Competitive Rates
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Flexible Terms
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Local Decisions
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Friendly Service
Competitive Rates
Flexible Terms
Local Decisions
Friendly Service
Home Equity Loans
- Convert the equity in your home into a lump-sum loan
- Competitive rates to meet short-term or one-time needs:
- Education expenses
- New vehicle
- Family vacation
- Major life events
- Home remodel projects
- And much more!
- Collateral is secured by the equity you've built in your home
- Interest paid might be tax deductible*
- Local decision-making and processing
- Personalized service that aligns our offerings with your needs
Home Equity Lines of Credit (HELOC)
- Turn the equity in your home into credit you can use as needed
- Competitive rates for several ongoing or seasonal needs:
- Education expenses
- Major life events
- Major home improvements
- Medical expenses
- Emergency reserve
- And much more!
- Funds available anytime without reapplying; apply once, then use as needed thereafter
- Funds conveniently available via check, transfer through Online Banking, or phone transfer through Telephone Banking
- Revolving credit – as principal is repaid, more becomes available for use
- Interest paid might be tax deductible*
- Local decision-making and processing
- Personalized service that aligns our offerings with your needs
*Consult a tax advisor.