Cha-CHING Ca$h Back

Make shopping much more fun (and rewarding!) with this checking account.

Key Features

  • Cash Back on Debit Card Purchases
  • Refunds on ATM Withdrawal Fees*
  • No Monthly Service Fee
  • Free Digital Banking
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  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
    • No category restrictions on purchases
    • Earn up to $72 cash back per year, $6 per month
  • Refunds on ATM withdrawal fees nationwide* (up to $20 monthly)
  • Can link to high-interest Cha-CHING $aver account
  • $100 minimum deposit to open
  • No monthly service fee
  • No minimum balance to earn rewards
  • Unlimited check writing

Optional Services:

Earning cash back is easy.

So easy, in fact, you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Cha-CHING Ca$h Back account during each Monthly Qualification Cycle:

  • At least 1 bill pay or ACH payment transaction(s)
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements via online banking

If you don't qualify one month, there's still no monthly service fee — and you can get back to earning cash back during the next monthly qualification cycle.

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*Minimum to open Cha-CHING Ca$h Back is $100. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Cha-CHING Ca$h Back rewards are automatically transferred to Cha-CHING $aver at the beginning of the following statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Limit one account per SSN.

Here, the Golden Rule still applies.