Compare Our Accounts
The Essentials
Free Checking
Learn MoreFeatures
- No monthly service fee
- No minimum balance requirements
- Unlimited check writing
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
NONE
Free Online & Mobile Banking Access?
Yes*
Free Debit Card?
Yes**
Minimum Opening Deposit
$100
High interest
Cha-CHING Cash
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- 2.01% APY* on balances up to $10,000
- 2.01% to 0.32% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $20 monthly*
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Cash Back
Cha-CHING Cash Back
Learn MoreFeatures
- 2.00% cash back on debit card purchases*
- Up to $72 cash back per year, $6 per month
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $20 monthly*
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
View All Accounts
Free Checking:
*A $5 inactivity fee will be charged to your account if you do not pay at least one bill during the month. The inactivity fee is waived the first 3 months after enrolling for bill pay.
**A $10 inactivity fee will be charged to your account if you do not use your Visa® debit card once every 90 days.
Cha-CHING Cash: *APY=Annual Percentage Yield. APYs accurate as of 09/01/2014. Rates may change after account is opened. Minimum to open is $100 for Cha-CHING Ca$h and $100 for Cha-CHING $aver. For Cha-CHING Ca$h, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to and including $10,000 receive APY of 2.01%; and (3) balances over $10,000 earn 0.15% interest rate on the portion of the balance over $10,000, resulting in 2.01% - 0.32% APY depending on the balance. If qualifications are not met on Cha-CHING Ca$h all balances earn 0.01% APY. Qualifying transactions must post to and settle Cha-CHING Ca$h account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Cha-CHING Ca$h APY is based on compounding interest. Interest earned in Cha-CHING Ca$h is automatically transferred to Cha-CHING $aver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Cha-CHING Ca$h APY. The Cha-CHING $aver APYs may be less than Cha-CHING Ca$h APYs. Limit one account per SSN.
Cha-CHING Cash Back: *Minimum to open Cha-CHING Ca$h Back is $100. When monthly qualifications are met, you receive 2% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Cha-CHING Ca$h Back rewards are automatically transferred to Cha-CHING $aver at the beginning of the following statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 if qualifications are met within monthly qualification cycle. Limit one account per SSN.